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Consumers respond to market turmoil by saving more, cutting debt

First Command Financial Behaviors Index falls to record low in third quarter amid rising concerns about the cost of daily goods, personal debt and job security

Fort Worth, TX – As national economic conditions worsened in the third quarter, Americans began putting their personal financial houses in order by increasing their short-term savings and paying more on short-term debt, according to the First Command Financial Behaviors Index.

The financial behaviors, attitudes and intentions of U.S. consumers remained depressed during the third quarter of 2008, causing the Financial Behaviors Index to dip to 85 in September – a record low. Consumer attitudes took the biggest hit, dropping 18 points from June.

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