Boat and Personal Watercraft Insurance

Whether for fishing, skiing, sailing or simply relaxing, your boat or personal watercraft provides countless hours of recreation. And we want to make it easy for you to fully enjoy your time on the water — without worry about the safety of yourself, your passengers or your investment.

First Command offers coverage for boats and watercraft of many types.  Your insurance may include:

  • Physical damage coverage to insure your boat or watercraft against loss from accidental damage as well as events such as theft, vandalism, fire or other non-collision damage that occurs in or out of the water
  • Unattached equipment coverage to replace items that are not permanently attached to your boat or watercraft, like skis and fishing equipment
  • Emergency assistance coverage to help pay for the cost of towing or emergency service
  • Liability coverage to help insure you against expenses related to injuries or property damage you or your boat or watercraft cause in an accident
  • Medical payments coverage to help pay the necessary medical expenses of persons injured while in your boat or while boarding or leaving it
  • Uninsured boat coverage to help pay for damage or injuries caused by the owner or operator of an uninsured boat or by an unidentified hit-and-run boat

Our insurance specialists can answer your questions about types and amounts of coverage available to meet your needs. And through our network of trusted, leading insurance providers, we can help you obtain the coverage to appropriately insure your boat or watercraft, your passengers and yourself.

We’re ready to shop for you. Call 800.249.1342 to request your FREE, no-obligation quote or submit your request using our secure form.

This is a description of representative services and coverage, not a statement of contract. Provisions differ by state — see policy for details of coverage, conditions, limits and losses not covered.

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