Condominium Insurance
As a condominium owner, you face special insurance circumstances. Not only should you carry adequate personal property and liability coverage, but you also want to be prepared for any loss or damage to your residence that may not be covered by your condominium association’s insurance.
Condominium insurance may include:
- Contingent coverage to help pay the difference between your association’s insurance payment and actual costs, should there be loss or damage to your unit or building
- Loss assessment coverage to help pay your share of uncovered expenses, up to a specific limit, following a loss or damage to collectively owned condo property
- Personal property coverage to help replace your furniture, clothing and other items if they are lost, stolen or destroyed as a result of a covered loss. Optional additional coverage may also be available to insure items of special value, such as jewelry, art and antiques
- Personal liability coverage to help cover legal costs, medical expenses and other damages related to liability claims and lawsuits brought by visitors to your residence, should they be injured or suffer loss or damage to their personal property
- Other coverage to help you pay living expenses if forced out of your residence by a covered hazard, to insure you against loss or damage to improvements you make to your residence, to protect you if you’re held legally responsible for fire damage to your residence, and for other hazards and liabilities
Our insurance specialists can answer your questions about types and amounts of coverage available to meet your needs. And through our network of trusted, leading insurance providers, we can help you obtain the coverage to appropriately insure your condominium, your possessions and yourself.
We’re ready to shop for you. Call 800.249.1342 to request your FREE, no-obligation quote or submit your request using our secure form.
This is a description of representative services and coverage, not a statement of contract. Provisions differ by state — see policy for details of coverage, conditions, limits and losses not covered.