Renter’s Insurance
Although motorists and homebuyers generally are required to carry adequate insurance for their vehicles and property, renters typically are under no compulsion to insure themselves and their possessions. Yet there are plenty of good reasons to purchase renter’s insurance. For example, your landlord’s insurance will likely not cover loss or damage to your possessions, nor will it cover your liability for injuries to visitors to your residence.
Renter’s insurance may include:
- Personal property coverage to help replace your furniture, clothing and other items if they are lost, stolen or destroyed as a result of a covered loss. Optional additional coverage may also be available to insure items of special value, such as jewelry, art and antiques
- Personal liability coverage to help cover legal costs, medical expenses and other damages related to liability claims and lawsuits brought by visitors to your residence, should they be injured or suffer loss or damage to their personal property
- Other coverage to help you pay living expenses if forced out of your residence by a covered hazard, to insure you against loss or damage to improvements you make to your residence, to protect you if you’re held legally responsible for fire damage to your residence, and for other hazards and liabilities
Our insurance specialists can answer your questions about types and amounts of coverage available to meet your needs. And through our network of trusted, leading insurance providers, we can help you obtain the coverage to appropriately insure your residence, your possessions and yourself.
We’re ready to shop for you. Call 800.249.1342 to request your FREE, no-obligation quote or submit your request using our secure form.
This is a description of representative services and coverage, not a statement of contract. Provisions differ by state — see policy for details of coverage, conditions, limits and losses not covered.