Military Loans & Unsecured Credit Plans

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A financial advisor is explaining different types of loans

No Collateral Required

Unsecured Personal Loan Rates

Tailored to Military Personnel & Veterans

Get the funds you need, when you need them.

Our low, fixed rate7 personal loans can provide the immediate funding military personnel and veterans need to consolidate debt or pay for major expenses like unexpected home and auto repairs, medical bills, or even a wedding.

  • Our easy-to-understand terms never include limited promotional rates that increase.
  • With an unsecured personal loan from First Command Bank, you can set the payment amount or loan term that work best for you, at a low fixed7 APR1 that never changes.
  • We offer a simple, efficient application process for speedy loan decisions.

Unsecured Rates

Loan TypeTermsAPR1

All Loans subject to credit approval. Only existing First Command clients are eligible to apply. For more information or to become a client, please contact a Financial Advisor near you.



Rates and offers current as of , and are subject to change.

Rates subject to change without notice and vary based on approved credit and other factors, such as term, model year and loan amount. Monthly payments vary based on APR for which borrower is approved, term for which vehicle is financed, and amount borrowed.

1. The APR is variable and is based on the Prime Rate (the index) plus margin as published in The Wall Street Journal.

2. APR with FCB Discount: To qualify for the loan discount offer, an automatic payment from a First Command Bank account must be set up. The discount is 0.50% off of the base rate. Discount offer is subject to change without notice.

6. Secured with eligible, non-tax qualified investments with First Command. Fund cannot be assigned as a collateral to any other institution. AMS and IMA accounts may be used.

Investco funds with TOD, POD or Trust accounts are not eligible to be assigned as collateral.

Partially Secured Installment loan payment example with an interest rate of 10.50%: New Loan of $30,000 loan with a term of 60-months, monthly payment would be $644.82 with an annual percentage rate (APR) of 10.50%.

Partially Secured Installment loan payment example with an interest rate of 5.75%: New loan of $30,000 loan with a term of 60-months, monthly payment would be $576.50 with an annual percentage rate (APR) of 5.75%.

Fully Secured Single-Pay loan payment example: for a $5,000,000 loan with a term of 12-months, an annual percentage rate (APR) of 6.00% a Final Balloon payment of $5,305,000 due at maturity.

Fully Secured PCS Single-Pay loan payment example: for a $10,000 loan with a term of 6-months, an annual percentage rate (APR) of 2.99% a Final Balloon payment of $10,152.82 due at maturity.

7. The interest rate will not change during the term of the loan.