The Blended Retirement System

Need help with your opt-in decision? Talk to a First Command Financial Advisor about the BRS Analyzer.

The Blended Retirement System
Compare Benefits

Compare Benefits

Compare benefits between the old and new retirement system with the BRS Analyzer. Available only through your First Command Financial Advisor. Get a quick demo of the Analyzer With Our BRS Preview.

To Blend or Not to Blend?

Every active duty member of the military with less than 12 years of service and any Reserve Component member who has less than 4,320 retirement points on Dec. 31, 2017 will be faced with an important financial decision in 2018: remain in the current retirement plan or opt into the BRS?

Find out what’s changing by downloading these one-page overviews.

Active Duty Reserve Component
Scott Spiker

Read Chairman/CEO
Scott Spiker's Perspectives

BRS in the News

One of the most significant changes to military pay and benefits in 70 years is about to become reality for America's career military families.

We've appeared in many publications and published several news releases to help you stay informed.

How BRS Affects Military Spouses

Financial readiness is a particularly important issue in the lives of military spouses. More than three quarters of spouses in career military families say it is primarily their role to manage long-term investments and retirement savings accounts, according to survey results from the First Command Financial Behaviors Index ®.

The blog articles below help military spouses prepare for the financial risk and critically important decisions facing their families under the military’s new retirement system.

First Command provides complimentary financial plans to all active duty servicemembers and their families.

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