
2025 SGLI & VGLI Coverage: Are Your Family's Needs Met?
Jun 20, 2025 | 7 min. read
No one likes to picture themselves in need of long-term care, but statistics suggest that most of us will need it at some point in our lives. That’s why it’s important to be prepared. Our long-term care insurance for military personnel, veterans, and their families is designed to cover a range of services you may need due to the effects of aging, or a chronic illness or impairment that leaves you unable to care for yourself over an extended period of time. This type of care can take place in a variety of settings, including in your home, in an assisted living facility, or in a nursing home.
Did you know...?
The cost of care depends on each individual’s unique circumstances, but some factors that can influence cost include the type and duration of care you need, the provider you use, and where you live. In 2020, the national median cost for a home health aide was $61,776; residence in an assisted living facility cost, on average, $54,000, and the average cost for a private room in a nursing home was a shocking $108,405 per year.2
Who pays for long-term care?