Military personnel, veterans, and their families need checking accounts that are readily accessible and easy to use. With features like unlimited check writing, a debit card and OnCommand™ online banking, First Command Bank offers all that — and more.
Our personal checking accounts offer service on demand and on the go.
Command Checking
Earn interest while enjoying the convenience of a checking account that’s loaded with features.
First Checking
Start your career and your financial journey with a checking account that helps early-career service members develop good saving and spending habits.
Download the MobileCommand™ app for iPhone® or Android®, and discover the simplicity and convenience of doing your everyday banking right from your mobile device.
Provide the following information to your employer’s payroll or financial service department:
Bank name: First Command Bank
Routing number: 111993695
Your Account Name
Your Account Number
At First Command we encourage responsible financial management, but we recognize that there are times when you need some flexibility. That’s why we offer two types of overdraft plans: The Overdraft Protection Program and Coverdraft.
An overdraft occurs you don’t have enough money in your account to cover a transaction, and we pay it anyway (fees apply). The Overdraft Protection Program provides an Approved Overdraft Limit of $500. The Overdraft Protection Program is not available on the Money Market Savings account or First Checking or Savings accounts.
Coverdraft automatically transfers funds directly from another First Command Bank Deposit account when there are insufficient funds in your checking account at the time of the withdrawal/transaction. Coverdraft is not available on First Checking or First Savings accounts.
Note: We reserve the right not to pay an overdraft if your account is not in good standing, if you aren’t making regular deposits or if you have too many overdrafts. To learn more about overdraft protection, please refer to the Depository Agreement and Disclosures booklet.
On accounts that offer the Overdraft Protection Program there's no cost to set up overdraft protection, you’ll be charged an overdraft fee per item paid. You’ll have up to 30 days to pay back the amount owed by making a deposit into your account. View the Overdraft Protection Disclosure.
On accounts that offer Coverdraft there is no fee for the Coverdraft transfer. You have the option to set a predetermined amount for transfers (such as $250, $100, etc.). With this option, the specified lump sum will transfer when a Coverdraft is needed, helping to reduce the number of potential transfers. If you choose not to set a predetermined amount, only the amount needed to cover the transaction will be transferred for each separate transaction.
Coverdraft transfers from a First Command Money Market Savings Account are included in the federal limit of six withdrawals/transfers per month. Withdrawals exceeding the limit will incur a fee.
Ideally, by paying a little extra attention to your account you won’t even need overdraft protection. Here are a few ways to avoid overdrafts on your account:
We post mail and in-person deposits until 3 p.m. Central Time Monday – Friday (except holidays). For funds availability on Mobile Deposits, please see our Funds Availability Policy in our Depository Agreement.
