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Military Auto Loans & Car Financing

A smiling married couple sitting on the back of their new truck they purchased

Easy Financing to Get You on the Road

First Command Provides Auto Loans To Military Personnel

Auto Loans

Let us finance your next vehicle.

Whether you're shopping for a new or used car, truck, van or SUV, we can provide the financing that fits your budget. We offer:

  • Up to 100% financing for new or used vehicles (U.S. dealerships only)
  • No minimum or maximum limit on new vehicle loans
  • Used vehicle loans at NADA value (7 years or newer)

Auto Loan Rates

Loan TypeAPR1 With FCB DiscountAPR1 Without Discount
Refinance5
New and Used auto rates and restrictions apply.

Only existing First Command Bank clients are eligible to apply online. For more information or to become a client, please contact a Financial Advisor near you.

View All Rates

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Rates and offers current as of , and are subject to change.

All loans are subject to credit approval. Rates subject to change without notice and vary based on approved credit and other factors, such as term, model year and loan amount. Monthly payments vary based on APR for which borrower is approved, term for which vehicle is financed, and amount borrowed.

1. The Annual Percentage Rate (APR) is variable and is based on the Prime Rate (the index) plus margin as published in The Wall Street Journal.

2. APR with FCB Discount: To qualify for the loan discount offer, an automatic payment from a First Command Bank deposit account must be open prior to loan funding. The discount is 0.50% off the base rate. Discount offer is subject to change without notice.

3. New Auto Loans:  Loan rates are based on term.  A vehicle purchased through a dealership must be 2 years or newer in age.

New automobile loan payment example: On a 2-year-old or newer vehicle for a 12- to 60-month term, monthly payments would be $85.72-$18.98 per $1,000.00 borrowed at an annual percentage rate (APR) of 5.24% with a discount.2

New automobile loan payment example: On a 2-year-old or newer vehicle for a 72-month term, monthly payments would be $16.45 per $1,000.00 borrowed at an annual percentage rate (APR) of 5.74% with a discount.2

4. Used Auto Loans: Loan rates are applicable to used automobile purchases through a dealership up to 7 years or newer in age.

Used automobile loan payment example: On a 7-year-old or newer vehicle for a 12- to 60-month term, monthly payment would be $86.06-$19.33 per $1,000.00 borrowed at an annual percentage rate (APR) of 5.99% with a discount.2

5. Refinance Auto Loans:  For used vehicles, maximum used car loan will be determined by First Command Bank. First Command Bank does not permit internal refinances of an existing First Command Bank auto loan.