CERTIFICATES OF DEPOSIT (CDS)

Lock in your earning with a First Command CD.

First Command Certificates of Deposits (CDs) offer a safe, steady way to grow your savings with a predictable rate of return. Our CDs offer competitive rates, terms ranging from 30 days to five years, and are backed by federal deposit insurance up to specified limits.

  • Available maturities ranging from 30 days to five years 1
  • Tiered interest rates 2
  • Automatic renewal at maturity, with a 10-day grace period
  • FDIC insured up to specified limits 3

Details & Rates

Current Rates

The minimum opening deposit of a First Command CD is $1,000.

Term
Minimum Daily Balance to Obtain APY
Interest Rate 4
APY 5
30 Day
$1,000 – $99,999.99
0.25%
0.25%
$100,000+
0.25%
0.25%
90 Day
$1,000 – $99,999.99
0.30%
0.30%
$100,000+
0.35%
0.35%
182 Day
$1,000 – $99,999.99
0.60%
0.60%
$100,000+
0.65%
0.65%
1 Year
$1,000 – $99,999.99
2.03%
2.05%
$100,000+
2.18%
2.20%
18 Month
$1,000 – $99,999.99
2.23%
2.25%
$100,000+
2.37%
2.40%
2 Year
$1,000 – $99,999.99
2.32%
2.35%
$100,000+
2.47%
2.50%
3 Year
$1,000 – $99,999.99
2.52%
2.55%
$100,000+
2.66%
2.70%
4 Year
$1,000 – $99,999.99
2.52%
2.55%
$100,000+
2.66%
2.70%
5 Year
$1,000 – $99,999.99
2.76%
2.80%
$100,000+
2.91%
2.95%

1. CDs are subject to early withdrawal penalties. Available maturities: 30 days, 90 days, 182 days, one year, 18 months, two years, three years, four years, and five years.

2. Interest paid monthly.

3. Find more information about FDIC coverage limits and requirements.

4. Rates are subject to change without notice.

5. APY stands for Annual Percentage Yield.