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Compare First Command Visa Credit Card Options

Compare Your Options

Choose how you want to be rewarded.

No matter which card you choose, you won’t have to worry about annual fees, over-limit fees, balance transfer fees or foreign transaction fees. And each card gives back every time you spend.

Image of First Command's Visa First Classic Visa card in blue.
First Classic Visa
1 point for every dollar spent
1.5 points for exchange and commissary purchases
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Image of First Command's Visa Signature Points card in silver.

Visa SignatureTM Points

1 point for every dollar spent
3 points for exchange and commissary purchases
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Image of First Command's Visa Signature Cashback card in black.
Visa Signature Cashback
1.5% cash back on purchases
3% cash back on exchange and commissary purchases
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Image of First Command's Visa Signature Premier card in gold.
Visa Signature Premier*
1.5 points for every dollar spent
3 points for exchange and commissary purchases
Complimentary airport lounge membership including up to 12 visits per year

*Requires $250,000 in First Command total assets

Credit card Benefits

Learn more about Visa Signature benefits

Your First Command Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.

A military family window shopping together.

First Classic Card

Image of First Command's Visa First Classic Visa card in blue.
Perfect as a first credit card or for simplified needs, the First Classic Visa is our lowest rate card. It’s ideal for purchases, balance transfers and building your credit score. Plus, you get rewarded every time you spend.

Benefits

  • NEW! Earn extra bonus points in each statement cycle when you pay off your balance in full! Two (2) points will be awarded for every dollar paid off, up to 1,000 points**
  • No annual or sign-up fees
  • No foreign transaction, balance transfer or over-limit fees
  • 1 point for every dollar spent
  • 1.5 points for exchange or commissary purchases
  • Redeem points for travel, cash, merchandise, or charity
  • Minimum credit limit: $500
A young military family enjoying a sunny day together.

Visa Signature Points Card

Image of First Command's Visa Signature Points card in silver.
The Visa Signature Points card offers reward points for the way you spend. Points cards are great for frequent travelers, because the points can often be worth more than cash when you use them to travel.

Benefits

  • No annual or sign-up fees
  • No foreign transaction, balance transfer or over-limit fees
  • 1 point for every dollar spent
  • 3 points for exchange or commissary purchases
  • Redeem points for travel, cash, merchandise, or charity
  • Minimum credit limit: $5,000
A military family enjoying a holiday together.

Visa Signature Cashback Card

Image of First Command's Visa Signature Cashback card in black.
The Visa Signature Cashback card uses a simple concept for a not-so-simple card. For every purchase you make, you get cash back – so spending money earns you money.

Benefits

  • No annual or sign-up fees
  • No foreign transaction, balance transfer or over-limit fees
  • 1.5% cash back on purchases
  • 3% cash back for exchange and commissary purchases
  • Redeem cash or donate to charity
  • Minimum credit limit: $5,000
A veteran and his wife looking out over a river on a European holiday.

Visa Signature Premier Card*

Image of First Command's Visa Signature Premier card in gold.

This exclusive, metal credit card is your key to unlocking new adventures across the globe. Enjoy personalized travel and lifestyle experiences with special offers and VIP access.

*Requires $250,000 in First Command total assets

Benefits

  • No annual or sign-up fees
  • No foreign transaction, balance transfer or over-limit fees
  • Metal card
  • Priority PassTM, a complimentary airport lounge membership including up to 12 visits per year
  • 1.5 points for every dollar spent
  • 3 points for exchange and commissary purchases
  • Redeem points for cash or charity
  • Minimum credit limit: $25,000

Common Credit Card Questions

We currently accept applications from existing First Command clients only. If you are interested in establishing a relationship with First Command, you can get started here.

If you are already a First Command Bank client, you may apply for a credit card via OnCommand or request an application by emailing FCBVisaInbox@firstcommand.com.

If you’re a First Command client but do not have an account at First Command Bank, please contact your First Command Financial Advisor.

In the event you’ve lost or had your Visa credit card stolen, call 866-604-0381 within the U.S., 24/7.

Visit prioritypass.com/fcbpremier to activate your membership (use "USA" for country), then download the Priority Pass app to access your Digital Membership Card. Additional information:

  • You will receive a complimentary membership, including up to 12 visits per year to over 1,300 airport lounges worldwide.
  • Only 2 registrations allowed. Both individuals must register separately and will receive a membership card.
  • Both registrants will receive the complimentary 12 visits per year.
  • You must show your Priority Pass membership card to get access to the lounge. The First Command Premier Credit Card (gold card) will not give your access alone. If you download the app, you can show your digital card and get access that way.
  • A new membership card will be mailed every year.

You can see this on your paper statement, or you can go to ScorecardRewards.com

For the First Classic and Visa Signature Points cards, the points will expire after 36 months. Points do not expire on the Visa Signature Premier card. The cash earned on the Visa Signature Cashback card does not expire.

MyCardStatement.com allows you to turn off paper statements and get them electronically. You can see charge authorizations, and you are able to view 15 months of statements. In addition, you can make payment towards your Visa from any institution.

Desktop:

To apply for a Visa limit increase online, log in to OnCommand and select “Activity,” then click on “Visa Limit Increase” and follow the instructions.

Mobile:

Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.

To apply for a Visa limit increase by mail, please download, complete and submit the Visa Limit Increase Request Form.

Desktop:

To request a balance transfer online, log in to OnCommand and select “Activity,” then click on “Visa Balance Transfer” and follow the instructions.

Mobile:

Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.

To request a balance transfer by mail, please download, complete and submit the Visa Balance Transfer Form.

View and download the Visa Benefits Guide by visiting this link.


** Eligible cardholders will earn two (2) additional points for every dollar paid off up to a maximum of 1,000 extra points per statement cycle. Returns or refunds will be deducted from spend amounts of the accrued reward points. Balance must be paid in full per statement cycle to receive promotional reward points. Points will display in your ScoreCard Rewards portal. Cardholders must be in Active status at time of award issuance.

1. The APR is variable and is based on the Prime Rate (the index) plus margin as published in The Wall Street Journal.