Compare Your Options
Choose how you want to be rewarded.
No matter which card you choose, you won’t have to worry about annual fees, over-limit fees, balance transfer fees or foreign transaction fees. And each card gives back every time you spend.
11.49% APR
Visa SignatureTM Points
16.24% APR
16.24% APR
17.74% APR
*Requires $250,000 in First Command total assets
Credit card Benefits
Learn more about Visa Signature benefits
Your First Command Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
First Classic Card
Benefits
- NEW! Earn extra bonus points in each statement cycle when you pay off your balance in full! Two (2) points will be awarded for every dollar paid off, up to 1,000 points**
- No annual or sign-up fees
- No foreign transaction, balance transfer or over-limit fees
- 11.49% APR
- 1 point for every dollar spent
- 1.5 points for exchange or commissary purchases
- Redeem points for travel, cash, merchandise, or charity
- Minimum credit limit: $500
Visa Signature Points Card
Benefits
- No annual or sign-up fees
- No foreign transaction, balance transfer or over-limit fees
- 16.24% APR
- 1 point for every dollar spent
- 3 points for exchange or commissary purchases
- Redeem points for travel, cash, merchandise, or charity
- Minimum credit limit: $5,000
Visa Signature Cashback Card
Benefits
- No annual or sign-up fees
- No foreign transaction, balance transfer or over-limit fees
- 16.24% APR
- 1.5% cash back on purchases
- 3% cash back for exchange and commissary purchases
- Redeem cash or donate to charity
- Minimum credit limit: $5,000
Visa Signature Premier Card*
This exclusive, metal credit card is your key to unlocking new adventures across the globe. Enjoy personalized travel and lifestyle experiences with special offers and VIP access.
*Requires $250,000 in First Command total assets
Benefits
- No annual or sign-up fees
- No foreign transaction, balance transfer or over-limit fees
- Metal card
- Priority PassTM, a complimentary airport lounge membership including up to 12 visits per year
- 17.74% APR
- 1.5 points for every dollar spent
- 3 points for exchange and commissary purchases
- Redeem points for cash or charity
- Minimum credit limit: $25,000
Common Credit Card Questions
We currently accept applications from existing First Command clients only. If you are interested in establishing a relationship with First Command, you can get started here.
If you are already a First Command Bank client, you may apply for a credit card via OnCommand or request an application by emailing FCBVisaInbox@firstcommand.com.
If you’re a First Command client but do not have an account at First Command Bank, please contact your First Command Financial Advisor.
In the event you’ve lost or had your Visa credit card stolen, call 866-604-0381 within the U.S., 24/7.
Visit prioritypass.com/fcbpremier to activate your membership (use "USA" for country), then download the Priority Pass app to access your Digital Membership Card. Additional information:
- You will receive a complimentary membership, including up to 12 visits per year to over 1,300 airport lounges worldwide.
- Only 2 registrations allowed. Both individuals must register separately and will receive a membership card.
- Both registrants will receive the complimentary 12 visits per year.
- You must show your Priority Pass membership card to get access to the lounge. The First Command Premier Credit Card (gold card) will not give your access alone. If you download the app, you can show your digital card and get access that way.
- A new membership card will be mailed every year.
You can see this on your paper statement, or you can go to ScorecardRewards.com
For the First Classic and Visa Signature Points cards, the points will expire after 36 months. Points do not expire on the Visa Signature Premier card. The cash earned on the Visa Signature Cashback card does not expire.
MyCardStatement.com allows you to turn off paper statements and get them electronically. You can see charge authorizations, and you are able to view 15 months of statements. In addition, you can make payment towards your Visa from any institution.
Desktop:
To apply for a Visa limit increase online, log in to OnCommand and select “Activity,” then click on “Visa Limit Increase” and follow the instructions.
Mobile:
Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.
To apply for a Visa limit increase by mail, please download, complete and submit the Visa Limit Increase Request Form.
Desktop:
To request a balance transfer online, log in to OnCommand and select “Activity,” then click on “Visa Balance Transfer” and follow the instructions.
Mobile:
Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.
To request a balance transfer by mail, please download, complete and submit the Visa Balance Transfer Form.
View and download the Visa Benefits Guide by visiting this link.
** Eligible cardholders will earn two (2) additional points for every dollar paid off up to a maximum of 1,000 extra points per statement cycle. Returns or refunds will be deducted from spend amounts of the accrued reward points. Balance must be paid in full per statement cycle to receive promotional reward points. Points will display in your ScoreCard Rewards portal. Cardholders must be in Active status at time of award issuance.