First Classic Visa
- Ideal for military, students and balance transfers
- Lowest rate card
- 1 point for every dollar spent
- 1.5 points for exchange and commissary purchases
- Redeem rewards for travel, cash, merchandise or charity
CREDIT CARD SOLUTIONS
Lost or stolen cards
In the event you've lost or had your Visa Credit Card stolen, call 866-604-0381 within the U.S., 24/7.
COMPARE YOUR OPTIONS
Choose the card that best suits your needs.
No matter which card you choose, you won’t have to worry about annual fees, over-limit fees, balance transfer fees, or foreign transaction fees. You will, however, have access to a host of features and benefits.
Visa Signature Points
- Ideal for military, veterans and consumers who enjoy earning points for the way you spend
- 1 point for every dollar spent
- 3 points for exchange and commissary purchases
- Redeem rewards for travel, cash, merchandise or charity
Visa Signature Cashback
- Ideal for military, veterans and consumers who prefer simplicity of cash earnings
- 1.5% cash back on purchases
- 3% cash back for exchange and commissary purchases
- Redeem rewards for cash or charity
Visa Signature Premier
- Ideal for military, veterans, consumers and frequent travelers
- Complimentary airport lounge membership including up to 12 visits per year
- 1.5 points for every dollar spent
- 3 points for exchange and commissary purchases
- Redeem rewards for travel, cash, merchandise or charity
- Requires $250,000 in First Command total assets2
For more information on Visa Signature benefits, visit Visa.com/signature
First Classic Visa | Visa Signature Points | Visa Signature Cashback | Visa Signature Premier |
|---|---|---|---|
Rates | |||
Variable Rate1 Prime + 3.74% | Variable Rate1 Prime + 8.49% | Variable Rate1 Prime + 8.49% | Variable Rate1 Prime + 9.99% |
Minimum credit limit | |||
$500 | $5,000 | $5,000 | $25,000 |
ScoreCard™ rewards program Redeem for: | |||
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24/7 access to client services | |||
No foreign transaction fees | |||
Travel and emergency assistance | |||
Auto rental collision waiver | |||
Roadside Dispatch® | |||
Extended warranty protection | |||
Shopping discounts | |||
Fine wine and food discounts | |||
Entertainment discounts | |||
Airport lounge access | |||
Travel accident insurance | |||
Coming Soon | Coming Soon | Coming Soon | Coming Soon |
Lost luggage reimbursement | |||
Coming Soon | Coming Soon | Coming Soon | |
Baggage delay reimbursement | |||
Coming Soon | Coming Soon | Coming Soon | |
Common Credit Card Questions
We currently accept applications from existing First Command clients only. If you are interested in establishing a relationship with First Command, you can get started here.
If you are already a First Command Bank client, you may apply for a credit card via OnCommand or request an application by emailing FCBVisaInbox@firstcommand.com.
If you’re a First Command client but do not have an account at First Command Bank, please contact your First Command Financial Advisor.You can see this on your paper statement, or you can go to ScorecardRewards.com
For the First Classic and Visa Signature Points cards, the points will expire after 36 months. Points do not expire on the Visa Signature Premier card. The cash earned on the Visa Signature Cashback card does not expire.
MyCardStatement.com allows you to turn off paper statements and get them electronically. You can see charge authorizations, and you are able to view 15 months of statements. In addition, you can make payment towards your Visa from any institution.
Desktop:
To apply for a Visa limit increase online, log in to OnCommand and select “Activity,” then click on “Visa Limit Increase” and follow the instructions.Mobile:
Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.
To apply for a Visa limit increase by mail, please download, complete and submit the Visa Limit Increase Request Form.Desktop:
To request a balance transfer online, log in to OnCommand and select “Activity,” then click on “Visa Balance Transfer” and follow the instructions.Mobile:
Log in to your First Command mobile app and tap on the menu at the top right corner. Select “Activity,” then click on “Visa Limit Increase” and follow the instructions.To request a balance transfer by mail, please download, complete and submit the Visa Balance Transfer Form.
COACHING CENTER
Tools & Advice
Financial Resources
Financial Planning for Millennials: 4 Ways to Get the Most from Your Money
Explore four tips for military Millennials that can help you make smart financial decisions with lasting results.
January 25, 2020 | 2 min. read
Military Life
Are You Ready for Your Next PCS Move?
Get your finances Squared Away before your next PCS by following a few simple tips that can help improve your financial security.
August 25, 2018 | 2 min. read
Family Life
Elder Care Costs Test Military Families
Learn about the costs incurred by military families who are caring for their elderly family members so you can be prepared.
July 17, 2018 | 1 min. read
Family Life
Planning a Staycation
Make the most of your time off. Use these tips to save money and plan a staycation for your spouse or family.
July 17, 2018 | 2 min. read
1. Interest rate based on the Prime Lending Rate as published in the Wall Street Journal.
2. Assets include First Command Investments and Bank deposit balances.
MyCardStatement.com allows you to view your billing statement and pay online with another financial institution. For MyCardStatement.com website customer assistance, call (866) 604-0380.