First Command Classic Visa
With a competitive variable rate1, and none of the gimmicks that promote unwise credit-based spending, it’s the ideal card for students, first-time cardholders, and anyone looking to build a solid credit history.
SECURE AND RELIABLE PURCHASING POWER
FIRST COMMAND CREDIT CARDS
COMPARE YOUR OPTIONS
Choose the card that best suits your needs.
Whether you go Platinum or choose our Classic Visa, you won’t have to worry about annual fees, over-limit fees, balance transfer fees or online account access fees. You will, however, have access to a host of features and benefits.
First Command Platinum Visa
With an everyday low, variable rate1, and a combination of valuable benefits, this card gives you the purchasing power to meet your most demanding needs and manage your everyday finances.
Classic Visa | Platinum Visa |
|---|---|
Rates | |
Variable Rate1 − Prime + 9% | Variable Rate1 − Prime + 5% |
Minimum Credit Limit | |
$200 | $5,000 |
ScoreCard™ rewards program | |
Redeem points for:
| Redeem points for:
|
Emergency cash disbursement & card replacement | |
Zero Fraud Liability 2 | |
Travel & emergency assistance | |
Vehicle Rental Insurance | |
Warranty manager service | |
Works with EZcard 3 | |
Cash Advance Fee | |
Greater of $2.00 or 2% of cash advance, to a maximum of $75.00 | |
Late Payment Fee | |
Lesser of $15.00 or 5% of minimum payment due | |
Common Credit Card Questions
How do I apply for a credit card?
We currently accept applications only from existing First Command clients. If you are interested in establishing a relationship with a First Command Financial Advisor, please don’t hesitate to start the conversation.
For those who are already clients of First Command Bank, you may open an additional bank account via OnCommand, or request an application by emailing FCBVisaInbox@firstcommand.com.
If you’re a First Command client, but do not have an account at First Command Bank, please contact your First Command Financial Advisor.
How can I tell how many points I have?
You can see this on your paper statement, or you can go to ScorecardRewards.com
Do my points expire?
Yes, when your account is first opened the points will accrue for 3 years after that they start to expire every June 30th.
What can I see if I create an account through EZCard?
You can turn off paper statements and get them electronically. You can see authorizations. You are able to see 15 months of statements. Has a payment process build in to make payment towards your visa from any institution.
How do I request a limit increase on my Visa account?
To apply for a Visa limit increase online, log into OnCommand and select Account Services. Under Service Requests, click on Request a Visa Limit Increase and follow the instructions.
To apply for a Visa limit increase by mail, please download, complete and submit the Visa Limit Increase Request Form.
How do I transfer balances on my Visa?
To request a balance transfer online, log into OnCommand and select Account Services. Under Service Requests, click on Request Visa Balance Transfer and follow the instructions.
To request a balance transfer by mail, please download, complete and submit the Visa Balance Transfer Form.
COACHING CENTER
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1. Interest rate based on the Prime Lending Rate as published in the Wall Street Journal.
2. VISA's Zero Fraud Liability policy covers U.S. - issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.
3. EZCARDINFO allows you to view your billing statement and pay online with another financial institution. For EZCARDINFO customer assistance, call (866) 604-0380.