Help your kids develop money saving skills.

At First Command, we’re committed to helping all clients become good savers. With the Teen Money Market Savings Account, your child can learn the importance of saving money, along with the advantages of earning interest. You can help by working with them to set savings goals, and by encouraging them to deposit their extra money into this account. And because this is a joint account between a parent and teenager, you are always in control.

  • No monthly maintenance fee 1
  • Competitive, tiered interest rates 2
  • Free Coverdraft protection 3
  • FDIC-insured
  • No fee for first six ATM withdrawals per statement cycle 4
  • Limited check writing 1
First Command teen money market savings account


Current Rates

Our Teen Money Market account has a $25 minimum opening deposit amount. This is a joint account with a teenager, aged 14 – 17, and a parent or guardian. You can manage the account – as well as pay and receive bills – with OnCommand online banking, and sign up for free digital eStatements to simplify your banking experience. You’ll also have access to unlimited telephone banking at no charge.

A close shot of a smartphone featuring the Mobile Command App from First Command.


Bank from anywhere. At any time.

Download the MobileCommand™ app for iPhone® or Android®, and discover the simplicity and convenience of doing your everyday banking right from your mobile device.

  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks