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Professional Loans

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Professional Lending

Solutions For Your Professional Practice

Tailored to Military Personnel & Veterans

We’re here to help you succeed.

As you face the challenge of providing excellent service to your clients while also profitably managing your business, First Command is committed to helping you by structuring loans to meet your unique needs.

  • Customized loan offerings to meet your business needs
  • Keep your existing checking account and credit card provider
  • Service from a lender who understands your industry

The numbers tell the story.

A woman in a white lab coat looking at a computer.

Who We Serve.

First Command is tightly focused on serving veterinarians, dentists, physicians and optometrists – those professionals whose business needs we best understand. And because we have such an in-depth understanding of those needs, we offer loans for a wide variety of practice acquisition and business-building objectives.
A mother speaking to a doctor while her daughter in her lap plays on cellphone.

Our Loans

Helping you pursue projects vital to the growth of your business.

First Command loans can help you finance many types of purchases and projects, including expanding or buying a practice, purchasing or remodeling an office, or refinancing debt.

Are You Interested In:

Features of our full or partial ownership practice loans

  • Loans up to 100 percent of the purchase price available
  • Amortizations of up to 10 years
  • Fixed rates based on the corresponding Treasury rate
  • No origination fees
  • One knowledgeable point of contact from start to finish

We’ll help you answer questions like:

  • Are you paying a fair price?
  • What traps can you avoid when buying a practice?
  • What’s critical and what’s not when it comes to negotiating the purchase agreement?
  • When should I talk terms with the seller?
  • How much revenue should each full time professional be able to generate?

Contact Us

Let us know how we can help you

Does it sound like First Command’s personal approach might be the right fit for you? If so, take the next step by letting us know how we can help you. If you have a relationship with a First Command Financial Advisor, you can reach out to them.

All fields marked with an * are required.

The information you provide is subject to the First Command Privacy Notice.

Common Professional Lending Questions

No. Our loans are not contingent on you uprooting your current banking or credit card accounts.
None. We’re squarely focused on professional practice loans—It’s what we do best.
Anywhere in the United States. We’ve even made loans in Alaska and Hawaii.
The vast majority of our loans cover 100% of the purchase price.
Unlike most SBA loans our rates are fixed and, in most cases, are based on the 5-year and 10-year treasury rate.
Since professional practice lending is all we do, we have the information, knowledge and time to educate you about what is likely to be the largest business transaction of your life. And if you’re a First Command client, you can access all of our proprietary information at any time.

It is the whole of our data, resources, knowledge, experience and understanding as it relates to professional practices. It includes things like:

  • High, low and average owner compensation amounts, by location and type of practice.
  • Purchase price as a percentage of revenue, EBITDA and owner’s compensation.
  • Information on the most profitable types of practices.
  • Details like line item operating expenses as a percentage of revenue.
  • Resources for associates beginning their journey into finding a practice.