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Protecting Your Personal Financial Information
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May 2, 2025 | 5 min. read
Military Auto Loans & Car Financing
Easy Financing to Get You on the Road
First Command Provides Auto Loans To Military Personnel
Auto Loans
Let us finance your next vehicle.
Whether you're shopping for a new or used car, truck, van or SUV, we can provide the financing that fits your budget. We offer:
- Up to 100% financing for new or used vehicles (U.S. dealerships only)
- No minimum or maximum limit on new vehicle loans
- Used vehicle loans at NADA value (7 years or newer)
Auto Loan Rates
| Loan Type | APR1 With FCB Discount | APR1 Without Discount |
|---|---|---|
Refinance5 | New and Used auto rates and restrictions apply. | |
Only existing First Command Bank clients are eligible to apply online. For more information or to become a client, please contact a Financial Advisor near you.
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Rates and offers current as of , and are subject to change.
All loans are subject to credit approval. Rates subject to change without notice and vary based on approved credit and other factors, such as term, model year and loan amount. Monthly payments vary based on APR for which borrower is approved, term for which vehicle is financed, and amount borrowed.
1. The Annual Percentage Rate (APR) is variable and is based on the Prime Rate (the index) plus margin as published in The Wall Street Journal.
2. APR with FCB Discount: To qualify for the loan discount offer, an automatic payment from a First Command Bank deposit account must be open prior to loan funding. The discount is 0.50% off the base rate. Discount offer is subject to change without notice.
3. New Auto Loans: Loan rates are based on term. A vehicle purchased through a dealership must be 2 years or newer in age, with 20,000 miles or less.
New automobile loan payment example: On a 2-year-old or newer vehicle for a 12- to 60-month term, monthly payments would be $85.49-$18.75 per $1,000.00 borrowed at an annual percentage rate (APR) of 4.74% with a discount.2
New automobile loan payment example: On a 2-year-old or newer vehicle for a 72-month term, monthly payments would be $16.22 per $1,000.00 borrowed at an annual percentage rate (APR) of 5.24% with a discount.2
4. Used Auto Loans: Loan rates are applicable to used automobile purchases through a dealership up to 7 years or newer in age, or those with 20,001 miles or more.
Used automobile loan payment example: On a 7-year-old or newer vehicle for a 12- to 60-month term, monthly payment would be $85.95-$19.21 per $1,000.00 borrowed at an annual percentage rate (APR) of 5.74% with a discount.2
5. Refinance Auto Loans: For used vehicles, maximum used car loan will be determined by First Command Bank. First Command Bank does not permit internal refinances of an existing First Command Bank auto loan.
6. Secured with eligible, non-tax qualified investments with First Command. Fund cannot be assigned as a collateral to any other institution. AMS and IMA accounts may be used.
Invesco funds with TOD, POD or Trust accounts are not eligible to be assigned as collateral.