Investment Management Accounts

Exclusively tailored services.

First Command’s Investment Management Accounts (IMA) are asset allocation portfolios designed for high net worth clients. Each portfolio is tailored to the client’s individual risk tolerance and investment objective. IMAs may include mutual funds, individual stocks, exchange traded funds (ETFs), and individual municipal, government or corporate bonds. IMA portfolios may be established by investing proceeds from security liquidations, cash contributions or transferring existing securities in kind to the IMA.

You may be interested in an IMA if you:

  • Hold highly appreciated assets which you wish to sell over a period of time to spread out the tax liability.
  • Own individual stocks or bonds you do not wish to sell.
  • Need state-specific tax-free income.
  • Wish to avoid specific asset classes, such as cash or equities.

Interested in learning more about IMAs? Chat with your First Command Financial Advisor.

First Command wealth solutions for military members and their families

CHOOSING YOUR TRUSTEE

The benefits of a corporate trustee.

Appointing First Command as your trustee means your trust will be professionally administered for as long as it endures. Our Trust Officers are trained in financial, legal and accounting issues unique to trust administration, and are authorized to serve as professional trustees in all 50 states. Unlike individual trustees, the Wealth Management & Trust Services Group is subject to regular audits by the Comptroller of the Currency as well as an independent third-party auditor. This helps ensure that we meticulously manage your trust, giving you peace of mind.

First Command trust and wealth management for military members and their families

TYPES OF TRUST

Trusts come in all shapes and sizes.

Many types of trusts exist. They are flexible, complex, and each have their own unique advantages. If you think you could benefit from a financial plan that incorporates a trust, contact your First Command Financial Advisor. Your Advisor can help you determine what type of trust may best suit your financial needs.
First Command trust services for military members and their families

SAFETY IN TRUSTS

Protecting your assets.

Even if a bank or trust company fails, trust assets are safe. By law, trust assets must be kept separate from all other bank assets. For example, they cannot be loaned out, mixed with the corporate trustee's own assets or used to satisfy its creditors. Likewise, the books and records of these accounts must also be kept separate from the books and records of other bank activities, such as routine deposit and withdrawal transactions. Because of these safeguards, trust assets are not insured by the FDIC.

WHY SET UP A TRUST?

Providing efficient transfer of wealth to beneficiaries.

Because a trust can be tailored to your personal financial situation and goals, it can be a flexible estate-planning tool. With careful planning, trusts can be structured to accomplish various objectives for you and your family. With a trust you can:

  • Safeguard an inheritance for your children.
  • Provide for the special needs of certain beneficiaries.
  • Maintain the privacy of your estate.
  • Protect assets from creditors.
  • Reduce income and estate taxes.
  • Avoid probate expenses and delays.
  • Provide for the ongoing management of your assets.

Common Trust Questions

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