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May 2, 2025 | 5 min. read
Let Your Assets Work For You
Secured Personal Loans For Military Families & Veterans
Tailored to Military Personnel & Veterans
Benefit from the best rate with a secured loan.
For our lowest rates on short-term financing loans, apply for a personal loan secured by your First Command Bank Certificate of Deposit or eligible non-tax-qualified mutual funds.6
- Choose a secured loan amount from $2,000 up to 90% of your mutual fund value or the full value of your CD.
- Choose a repayment term that fits your budget (flexible for loans greater than $25,000).
- We offer installment loans, single-pay notes and lines of credit.
Secured Rates
| Loan Type | Terms | APR1 |
|---|
Only existing First Command clients are eligible to apply. For more information or to become a client, please contact a Financial Advisor near you.
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Rates and offers current as of , and are subject to change.
Rates subject to change without notice and vary based on approved credit and other factors, such as term, model year and loan amount. Monthly payments vary based on APR for which borrower is approved, term for which vehicle is financed, and amount borrowed.
1. The APR is variable and is based on the Prime Rate (the index) plus margin as published in The Wall Street Journal.
2. APR with FCB Discount: To qualify for the loan discount offer, an automatic payment from a First Command Bank account must be set up. The discount is 0.50% off of the base rate. Discount offer is subject to change without notice.
6. Secured with eligible, non-tax qualified investments with First Command. Fund cannot be assigned as a collateral to any other institution. AMS and IMA accounts may be used.
Invesco funds with TOD, POD or Trust accounts are not eligible to be assigned as collateral.
Partially Secured Installment loan payment example with an interest rate of 10.25%: New Loan of $30,000 loan with a term of 60-months, monthly payment would be $641.11 with an annual percentage rate (APR) of 10.25%.
Partially Secured Installment loan payment example with an interest rate of 5.50%: New loan of $30,000 loan with a term of 60-months, monthly payment would be $573.03 with an annual percentage rate (APR) of 5.50%.
Fully Secured Single-Pay loan payment example: For a $5,000,000 loan with a term of 12-months, an annual percentage rate (APR) of 5.75% a Final Balloon payment of $5,291,493 due at maturity.
Fully Secured PCS Single-Pay loan payment example: For a $10,000 loan with a term of 6-months, an annual percentage rate (APR) of 2.99% a Final Balloon payment of $10,151.16 due at maturity.
7. Fully Secured Balloon loan payment example: For a $5,000,000 loan on a 4-year fixed-rate term, amortized for up to 360-months, monthly payment would be $27,610.19 with an annual percentage rate (APR) of 5.25% and a Final Balloon payment of $4,722,022.07.
Fully Secured Installment loan payment example: For a $5,000,000 loan with a term of 72-months, monthly payment would be $81,105.77 with a fixed annual percentage rate (APR) of 5.25%.