My husband and I trust Peppy and First Command to guide us during our retirement years.

My husband and I asked to meet with Peppy Kazhoyan Cummings and she made time for us even though both our calendars were busy. Peppy has been our advisor for several years and much of that through the years of the pandemic. Regardless, she worked with us either in person or via email or First Command Portal. She developed a valuable personal relationship with us, which now includes my son and his wife. We recommended our son reconnect with First Command last year and to reach out to Peppy specifically.

When we reached retirement age, we moved all our various investments to First Command. We haven’t regretted that move in the least. Peppy keeps us involved and informed. She has helped ease our minds during this latest dip in the stock market. She provided some alternative investments strategies and showed us historical data that helps support hanging tight to let this bear market correct itself.  My husband and I trust Peppy and First Command to guide us during our retirement years.

Thank you,

–  Mary Y. Floyd


Peppy Kazhoyan Cummings

Financial Advisor

This material contains a testimonial from a client of First Command Financial Services, Inc. and/or its affiliated entities (together “First Command”). The testimonial was provided by the client on a strictly voluntary basis. First Command has not paid any direct or indirect compensation to the client for the testimonial and is unaware of any other material conflicts of interest. The testimonial may not be representative of the experience of other First Command clients and is no guarantee of future performance or success.

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