I wish I had started with First Command when I was a young lieutenant.

In 1985, I was a young, newly promoted captain in the U.S. Army. Financial planning was unheard of back then and I didn’t know what it meant. I had no idea how to get my finances in order or plan for retirement. My eyes were opened when my wife Laura and I attended a First Command seminar. We learned about paying yourself first, dollar-cost averaging and the importance of life insurance. 

When we met with our Advisor, the hardest thing for me to do was to bear my financial soul to this stranger with so many questions. But looking back on it today, I am so grateful I did. I was asked if I planned on purchasing a new vehicle or house, if we planned to take vacations, how much we would need every month to live on and save for college for our girls. And then we were presented with a financial plan for pursuing each of our goals.

We’ve worked with a number of outstanding First Command Advisors through the years, but none better than our current Advisor, Oscar Romero, and his outstanding assistant Claudia, who makes my life so much easier. I would recommend First Command to anyone who is serious about planning for their future. They are always a phone call away and you get a person and not an answering machine! I wish I had started with First Command as a young lieutenant.

– Lt. Col. Samuel Gutierrez, USA (Ret.)


Oscar Romero

Financial Advisor

This material contains a testimonial from a client of First Command Financial Services, Inc. and/or its affiliated entities (together “First Command”). The testimonial was provided by the client on a strictly voluntary basis. First Command has not paid any direct or indirect compensation to the client for the testimonial and is unaware of any other material conflicts of interest. The testimonial may not be representative of the experience of other First Command clients and is no guarantee of future performance or success.

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