Give your teen a head start in day-to-day money management.

Teach your teen the basics of financial budgeting and responsible spending with a First Command Teen Checking account. Deposit their allowance into this account, and encourage them to contribute any monetary gifts and earnings from part-time or summer jobs. Work with them to set savings goals and — because this is a joint account between a parent and teenager — monitor how the funds are spent.

  • No minimum balance required
  • No monthly maintenance fee
  • FDIC insured
  • Unlimited free Mastercard® Debit Card transactions
  • Free Coverdraft protection 1
  • Access to more than 30,000 ATMs, with no fee for first 10 withdrawals per statement cycle 2
First Command teen checking accounts

Our Teen Command Checking account has a $25 minimum opening deposit amount. This is a joint account with a teenager, aged 14 – 17, and a parent or guardian. You can manage the account – as well as pay and receive bills – with OnCommand online banking, and sign up for free digital eStatements to simplify your banking experience. You’ll also have access to unlimited telephone banking at no charge.

View Applicable Fees
A close shot of a smartphone featuring the Mobile Command App from First Command.


Bank from anywhere. At any time.

Download the MobileCommand™ app for iPhone® or Android®, and discover the simplicity and convenience of doing your everyday banking right from your mobile device.

  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks

1. Coverdraft available from another FCB deposit account or FCB line of credit.

2. First Command Bank does not charge a fee for the first 10 ATM withdrawals per statement cycle. Subsequent transactions will be charged $1.50 each. There is no surcharge to FCB Debit used at ATMs in the MoneyPass® network or NYCE networks. FCB will rebate other ATM surcharge fees, charged by ATM owners, up to $15 per statement cycle.