AUTO LOANS

Let us finance your next vehicle.

Whether you’re shopping for a new or used car, truck, van or SUV, we can provide the financing that fits your budget. We offer:
  • Up to 100 % financing for new or used vehicles (U.S. dealerships only)
  • No minimum or maximum limit on new vehicle loans
  • Used-vehicle loans at NADA value (7 years or newer)

Current loan rates:

Term
APR4
New

12-60 Months

Fixed rate3. Can be discounted 0.25% with auto pay from a First Command deposit account or by 0.50% with direct deposit of full pay into a First Command deposit account.

New and used vehicles must be purchased through a dealership.

3.75%
New

72 Months

Fixed rate3. Can be discounted 0.25% with auto pay from a First Command deposit account or by 0.50% with direct deposit of full pay into a First Command deposit account.

New and used vehicles must be purchased through a dealership.

4.00%
Used

12-60 Months

Fixed rate3.

New and used vehicles must be purchased through a dealership.

4.95%

When it’s time to make your purchase, we can provide drafting instructions to your dealership, wire the funds, issue a cashier’s check, or transfer funds to your account so you can write a check for your purchase.

Only existing First Command Bank clients are eligible to apply. For more information or to become a client, please contact a Financial Advisor near you.

SECURED PERSONAL LOANS

Use your assets to benefit from the best rate.

For our lowest rates on short-term financing loans, apply for a personal loan secured by your First Command Bank Certificate of Deposit or eligible non-tax-qualified mutual funds1. We offer installment loans, single-pay notes and lines of credit. Talk to one of our loan representatives about which product is right for you. 2

Terms and loan amounts

  • Choose a secured loan amount from $2,000 up to 90% of your mutual fund value or the full value of your CD.
  • Choose a repayment term that fits your budget (flexible for loans greater than $25,000).

Current loan rates:

Rate
APR4
Fully Secured

Fixed Rate3

5.75%
Partially Secured

Fixed Rate3

Rate will be based on the loan-to-value ratio.

6.00% - 8.75%
CD-Secured Personal Loan

Fixed Rate3

CDs are subject to early withdrawal penalties.

CD rate + 2.25%

Only existing First Command Bank clients are eligible to apply. For more information or to become a client, please contact a Financial Advisor near you.

UNSECURED PERSONAL LOANS

Get the funds you need, when you need them.

Our low, fixed-rate3 personal loans can provide the immediate funding you need to consolidate debt pay for major expenses like unexpected home and auto repairs, medical bills, or even a wedding.

An unsecured personal loan can help you:

Escape costly promotional gimmicks.

Don’t be fooled by “no interest” introductory rates that increase after a limited promotional period. With an unsecured personal loan from First Command Bank you can set the payment amount or loan term that works best for you, at a low fixed APR4 that never changes.

Avoid tying up your home equity.

Depending on your needs, a home equity loan might be the right choice for you. But if you want to borrow a smaller amount than many home equity loans allow or if you need immediate funding and a speedy loan decision, an unsecured personal loan might be a better option.

Terms and loan amounts.

Choose an unsecured loan amount from $2,000 up to $50,000.2

Rate
APR4
Unsecured Personal Loan

Up to $35,000

Interest rate based on total unsecured debt and debt to income ratio.

8.50%/10.50%
Unsecured Personal Loan

Over $35,000

Interest rate based on total unsecured debt and debt to income ratio.

9.50%/11.50%

Only existing First Command Bank clients are eligible to apply. For more information or to become a client, please contact a Financial Advisor near you.

Common Loans Questions

COACHING CENTER
Tools & Advice

1. Fund cannot be assigned as collateral to any other institution. AMS and IMA accounts may be used.

2. All loans subject to credit approval.

3. The interest rate will not change during the term of the loan.

4. APR stands for Annual Percentage Rate.